Practice and cases

How I solve complex challenges

Over 16 years of practice I have gathered dozens of stories. Here are the few I can share publicly.

16
Years of practice
3
Jurisdictions: DE • PL • UA
4
Languages: RU • EN • DE • PL
2010
Project manager diploma (NULU)
Licences and compliance

Saving a KRAZ licence in 48 hours

48 h
Time to resolution
100%
Licence retained
On top of that: helped the client find business partners after launch.
Related service: company registration in Poland
At stake: the launch of the entire business — without a KRAZ licence an employment agency cannot operate.

The client had handed the Polish company registration to the first specialists they came across. Those specialists used a mass-registration address — over 300 firms were listed at it. Officials deemed the company unreliable and gave one week to change the address in the register. A licence refusal would have meant a full stop to a business that had not even started.

Filing the same document package with the register without changing the address means an instant refusal. Finding a new address “from listings” within the deadline is impossible — it takes a network of vetted options ready to be formalised within 24 hours.
  1. Assessed how urgent and critical the situation was and agreed the plan of action with the client.
  2. Within 48 hours secured a valid corporate address from a vetted partner network.
  3. Prepared the document package and filed the application to amend the company register.
  4. Supported the client through to the start of operations and helped with business partners.
Result

The KRAZ licence was retained. The business launched without losses.

M&A and asset acquisition

A €300,000 cross-border asset purchase

€300k
Deal value
0 days
Funds frozen
On top of that: several backup accounts opened so the client was not dependent on a single bank’s decision.
Related service: opening accounts in the EU
At stake: €300,000 of the client’s funds and a property purchase in the EU.

A client from a third country wanted to buy an apartment in Europe for around €300,000. The seller and the notary accept only a bank transfer from a European account — cash was out of the question. The client had neither a company nor any registered activity in the EU. Moving such a sum into a personal account in a new country is a direct risk of a months-long freeze.

A transfer sent “as is” to a single account at a new bank is a common trigger for a precautionary freeze until the source of funds is clarified. One rejection and the review drags on for weeks — while the seller moves on to another buyer.
  1. Prepared a complete document package on the origin of the funds.
  2. Walked the case through with the banks’ compliance officers in advance.
  3. Opened several accounts in parallel so no single decision could block the deal.
  4. Guided the client through KYC and the final compliance procedures.
Result

Accounts opened, funds deposited, transfer completed, apartment bought. Pre-compliance makes the difference.

Banking compliance

Tier-1 bank accounts for companies with foreign beneficial owners

Tier-1
Bank tier
2+
Banks per client
Partner network: Commerzbank, PKO BP and other Tier-1 banks.
Related service: accounts for non-residents
At stake: the start of operations in the EU — without a current account a company cannot trade.

German and Polish banks were rejecting account applications en masse for companies with foreign beneficial owners. Standard document packages fail compliance — the client gets a boilerplate refusal with no explanation.

There is no universal “correct” package. Every bank has its own invisible red flags — ownership structure, country of residence, line of business. Without pre-compliance before filing, most applications are turned down on the first round.
  1. Ran a pre-compliance review before the application was filed.
  2. Prepared the business plan and KYC forms to Tier-1 bank standards.
  3. Accompanied the client to the bank meetings and aligned the answers to their questions.
Result

Accounts opened at Commerzbank, PKO BP and other Tier-1 banks.

Frequently asked questions

Before we start working together

Answers to the questions asked most often — before the first consultation and on complex projects.

None at all. Send me an email (viktor@bulanov.de) or give me a call (+4916090388663).

Yes.

Poland, Germany.

Russian, German, Polish, English.

Next step

Your case could be the next one

Don’t wait until the situation turns critical. Choose a format — a short conversation or a full project review.

Reply within 24 hours NDA signed before the meeting RU • UA • DE • PL